On November 11, 2023, our client was driving on Dale Mabry Highway when a Dodge Challenger ran a red light and crashed into driver side of his vehicle. The police came to the scene and wrote in their report that the Challenger “Ran Red Light” at the time of the crash.
We were hired and sent a letter of representation to the insurance company requesting any insurance information and applicable defenses the carrier might claim. To our surprise they wrote our office that they felt they had no legal obligation whatsoever to pay for our client’s injuries. I reminded the adjuster that the crash report said their driver ran a red light and asked to speak with a higher-level team member.
The higher-level member spoke with me over the phone and informed me that they would take a second look at the matter and get back to me. Unsurprisingly, the higher-level adjuster said that she agreed with the previous assessment and they “stood by” their previous decision to deny any responsibility.
As our client’s medical bills continued to increase substantially from treatment he received, our office sent a follow up demand requesting compensation as the bills had reached over $50,000 in outstanding charges for injections to the spine.
The carrier finally, accepted some type of responsibility and offered $14,029. They further stated that they believed the medical bills were unreasonable and that our client underwent unnecessary treatment.
In an attempt for compromise we countered for $49,000 which was $1,000 under the maximum insurance available. In response they only moved to $16,000.
At that point, our client agreed with our advice to file a lawsuit and attempt to obtain a larger settlement. We quickly filed the lawsuit and aggressively asked the carrier to take our client’s deposition early. The deposition went very well for our client because he was articulate about his injuries, and we were able to prepare him for all of the curve balls that the defense lawyer would throw at him.
We then sent what is known as a “Proposal for Settlement” on December 09, 2024, to get the case resolved in the amount of $49,500. The defense law firm agreed with our proposal and the case was resolved for $49,500 at the end of December 2024.
Sincerely,
Kyle Harris Esq.
Tom Harris, Florida Injury Attorney, has over 39 years of experience, including 17 years of defending insurance companies before reinventing his law practice to represent injured people as a personal injury attorney.
Kyle Harris is a Florida licensed attorney who joined the family practice after starting his career as a licensed attorney in California